DU Student Health Insurance Plan (SHIP)
Student health insurance is a mandatory requirement at the University of Denver. The DU Student Health Insurance Plan (SHIP) is a comprehensive student health insurance plan underwritten by United Healthcare StudentResources and available exclusively to actively enrolled DU students. SHIP provides ideal coverage for most members of the DU student community, especially when combined with the Health & Counseling Fee (HCF), which grants access to a wide range of services offered by the DU Health & Counseling Center.
SHIP benefits include low co-payments, a $750 in-network deductible, an in-network out-of-pocket maximum of $1500, and an extensive, nationwide network of excellent providers. And if you live on or near the DU campus, SHIP coverage means your primary health care provider, the Health & Counseling Center, is only steps away.
While we recommend SHIP coverage for all students, participation in the plan is not required, and can be declined by submitting a SHIP waiver along with proof of adequate alternate insurance.
Eligibility and Exceptions
All actively enrolled DU students (except those in completely online programs*) are eligible to enroll in SHIP. Students registered for six or more credit hours (eight or more for law students), at least one of which is on campus, will be automatically enrolled in SHIP unless they submit a SHIP waiver along with proof of adequate alternate coverage. Students who are actively enrolled but taking less than six credit hours (eight for law students) must manually enroll in SHIP at the Health & Counseling Center prior to the enrollment deadline listed below.
The DU SHIP premium is assessed to students registered in most academic units on campus (excluding University College and programs including the Graduate Tax, Executive MBA, and Continuous Enrollment for all programs). The premium is assessed each fall and spring term for students enrolled in six or more credit hours per quarter (eight or more credit hours per semester). The premium is included on the tuition bill and covers a six-month period.
*DU students in completely online programs are not eligible to enroll in SHIP or receive services at the HCC.
2021–2022 SHIP Enrollment/Waiver Deadlines
Quarter Students
- Fall Quarter: October 1, 2021
- Winter Quarter: January 21, 2022*
- Spring Quarter: April 15, 2022
- Summer Quarter: July 1, 2022*
*The winter and summer quarter enrollment periods are available to first-time, new, and study-abroad students only. All other students may enroll in the fall or spring quarters.
Semester Students
- Fall Semester: September 3, 2021
- Spring Semester: January 28, 2022
- Summer Semester: June 17, 2022*
*The summer semester enrollment period is available to first-time, new, and study-abroad students only. All other students may enroll in the fall or spring semesters.
2021–2022 SHIP Coverage Dates
Quarter Students
- Fall and Winter Quarters: September 1, 2021 – March 27, 2022
- Spring Quarter: March 28, 2022 – August 31, 2022
Semester Students
- Fall Semester: August 1, 2021 – December 31, 2021
- Spring Semester: January 1, 2022 – July 31, 2022