DU Student Health Insurance Plan (SHIP)

Student health insurance is a mandatory requirement at the University of Denver.

The DU Student Health Insurance Plan (SHIP) is a comprehensive student health insurance plan, available exclusively to DU students actively enrolled in an on-campus, degree-seeking program. SHIP provides ideal coverage for most members of the DU student community, especially when combined with the Health & Counseling Fee (HCF), which decreases the cost of a wide range of services offered by the DU Health & Counseling Center.

For 2025-26, SHIP benefits include low co-payments, a $500 in-network deductible, an in-network out-of-pocket maximum of $1750, and an extensive, nationwide network of excellent providers. And if you live on or near the DU campus, SHIP coverage means your primary health care provider, the Health & Counseling Center, is only steps away.

While we recommend SHIP coverage for all students, participation in SHIP is not required; you can request a SHIP waiver with proof of adequate alternate insurance, by posted deadlines.

Coverage Dates and Action Deadlines

Eligibility and Exceptions

All DU students enrolled in a degree-seeking program (except those in completely online or certificate programs*) are eligible to enroll in SHIP. Students registered for one or more credit hours will be automatically assessed the SHIP premium unless approved for a SHIP waiver, by submitting a request along with proof of adequate alternate coverage, by posted deadlines.

The premium is assessed each fall and spring term for students enrolled in one or more in person credit hours per quarter/semester. The premium is included on the student's central Student Billing account and covers a specific period. The DU SHIP premium is assessed to students registered in most academic units on campus (excluding the College of Professional Studies and programs including the Graduate Tax, Executive MBA, and Continuous Enrollment status for all programs). Students enrolled in these programs should contact the HCC about enrollment options.

*DU students in completely online or certificate programs are not eligible to enroll in SHIP or receive services at the HCC.

• How to Participate / Enroll

  2024-25 enrollment is closed.

  2025-26 ENROLLMENT BEGINS IN LATE SUMMER 2025

  If an eligible student did/does not submit a waiver request by the deadlines listed on this webpage, they were/will be billed for the DU Student Health Insurance Plan.

   

  For information about off-term enrollment possibilities, including due to loss of other coverage, please contact insurance@hcc.du.edu  (Be sure to include student name and DU ID "87..." number.)

   

  If you have specific questions regarding the plan benefits or coverage, please contact our office by calling 303- 871-2205 or emailing  insurance@hcc.du.edu  (Please include/have ready your student ID "87" number.)

• Off-term Enrollment: Winter Quarter, Summer, and Loss of Coverage

  For information about possible "off-term" enrollment possibilities (those outside the regular start dates for applicable quarter/semester coverage), including due to loss of other insurance coverage, please contact insurance@hcc.du.edu  (Be sure to include student name and DU ID "87..." number.)

• How to manage your SHIP Anthem account (website/app)

  Within 3-5 business days of confirming your enrollment via myDU portal (instructions above), you'll be able to create an account on  the Anthem website, and then manage your Anthem account online and via the Anthem Sydney mobile app (including electronic membership card).

  Visit https://student.anthem.com/student/schools/u-denver