Most students enrolled at the University of Denver can use the services offered by the Health & Counseling Center (HCC). (DU students in completely/largely online and/or non-degree-seeking (eg certificate) programs, and benefited employees using tuition waiver, are not eligible to enroll in SHIP or to receive clinical services at the HCC.)
As the HCC begins accepting external insurance plans during the 2026-27 school year, the direct costs to students will vary based on the nature of your visit, services provided, the specifics of your insurance plan, and your annual usage (such as deductibles and out-of-pocket maximums). This is same as when you visit an off-campus provider.
The tables and PDF files below include these types of charges, with details based on how you are paying:
Full Rate
The standard, base HCC charge for the particular service. Other rates are calculated from this amount.
Self-pay
A reduced rate for students paying HCC directly, without billing to their insurance.
These amounts and payments would not count toward your insurance annual accumulations, such as deductibles or out-of-pocket maximums.
This service and charges will still appear in student’s DU myHealth record.)
Note that if you do not pay this in full within 30 days, the charge will revert to Full Rate amount.
Insurance
Costs vary based whether the HCC accepts your plan, but are always lower than Full Rate:
Students on the DU Student Health Insurance Plan (SHIP) and other HCC-accepted insurance plans are charged the copay on their plan membership card, with HCC billing their insurance plan the rate contracted with that specific plan and based on their annual usage.
These students can choose instead to Self-pay, with conditions noted above.
Students on plans the HCC does NOT yet accept can pay the Self-Pay rate themselves, and then submit their HCC receipt to their plans for possible reimbursement, possibly counting toward their annual accumulations. (DU/HCC is not involved.)
Please note that Kaiser Permanent student plans, Medicaid, and Tri-Care plans may not reimburse for care at the HCC at all, as they generally require members to use in-plan providers. Please check with your plan (website or phone number on back of member card) for details.
Charges are based on the type(s) of service(s) provided during a visit, indicated by one or more American Medical Association Current Procedural Terminology (CPT) code, and may be in addition to the overall visit copay. Items below are grouped by general service type, with CPT codes listed to aid in clarity, and as reference for insurance billing/reimbursement.
Payment is expected at the time of service (end of the appointment). Students may also receive an invoice for services that were not billed at the visit (such as laboratory tests). Again, final costs to students may also depend on your usage and plan’s annual deductible and out-of-pocket maximums.
If you have questions regarding fees or insurance coverage, contact the HCC at 303-871-2205 or hccinfo@du.edu
Changes for the new school year take effect August 1st for Law/semester students, and September 1st for quarter students.
Service Fee and Benefits Summary - 2026-27
Below is a summary version of the service costs for general HCC services, with rate categories as described above. Insurance costs, including SHIP, vary by plan contract, and so are not shown here.