SHIP Waiver Request
All students registered for one or more hours of graded, on-campus coursework at the University of Denver are required to carry health insurance coverage that is effective August 1 for Law (semester) students and September 1 for Quarter students. Therefore, all students are required to participate in the DU Student Health Insurance Plan (SHIP) unless they provide proof of adequate alternate health insurance and submit a SHIP waiver request. The waiver is only available to students registered for the minimum graded credit hours (one for quarter and law students). It may only be filed online, and must be processed prior to the waiver deadline in order to decline SHIP coverage. See below for further details.
***The 2024-2025 Student Health Insurance Waiver Request process is now Closed.***
The 2025-26 Annual SHIP Waiver Request process will open by August 1, 2025.
Annual waiver request deadlines are:
Quarter students: 9/26/2025 Semester/Law students: 9/05/2025
Please note that, if approved, Student Health Insurance Plan waiver credits can take up to 5 business days to apply to your DU Student Billing account.
Please contact the HCC at 303-871-2205 or insurance@hcc.du.edu if you have questions.