Coverage Abroad
Primary Coverage Abroad
For urgent and emergent emergency travel insurance needs while on DU travel
Proper insurance coverage helps ensure that you'll be covered in the event of a travel emergency. That is why DU is proud to offer all students, faculty, and staff on international DU travel, coverage under one comprehensive accident, sickness, and emergency care insurance plan at no cost to them and with no need to enroll, beyond registering your travel. Highlights of the plan are $0 deductible, no out-of-pocket expenses, and the inclusion of emergency evacuation, repatriation, travel insurance benefits such as lost luggage and trip interruption. This plan works in tandem with Crisis24, so there's only one number to remember for insurance and assistance. All assistance services and insurance benefits are initiated by calling Crisis24 at +1 443-569-8601 or via the Crisis24 app: Android Apple
For more information about this insurance please visit www.du.edu/international-travel/insurance-abroad
Secondary Coverage Abroad
Using your domestic insurance for needs not covered by our primary coverage or when on personal travel
Medical and mental health providers abroad typically do not bill American insurance companies, the insurance mentioned previously being an exception. When using a domestic plan abroad, students often pay out of pocket for services, and then submit the invoices to their insurance companies for reimbursement after returning to the United States.
If there are medical needs not covered by the DU-provided travel medical insurance (e.g., ongoing routine care for a pre-existing condition, routine pregnancy services, injury from an excluded activity), it is critical for all travelers to thoroughly understand their health insurance coverage prior to traveling abroad. Although your health plan may provide excellent coverage in the United States, it may not provide that same degree of coverage when you leave the country. Fortunately, the University's Student Health Insurance Plan (SHIP) offers excellent travel health coverage.